Stop Blaming Grandma: Why the Fed, Not Boomers, Broke Housing and Stocks

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by

Dr. Tyrone Moodley
in

Grandma didn’t make money printer go brrrr…

Everywhere you look, younger generations are railing against “grandma” for buying her house for pennies on the dollar and then expecting them to pay half a million for the same four walls. Social media is overflowing with memes about greedy Boomers pulling up the ladder.

But here’s the truth nobody wants to hear: it’s not grandma’s fault. It’s the Fed’s.

The Real Culprit: Endless Money Printing

Housing prices didn’t skyrocket because your grandmother had insider connections. They skyrocketed because the Federal Reserve has been printing money to infinity for decades.

  • In 1970, a median U.S. home cost just $23,000.
  • Today, the median is over $400,000.

That looks like a bubble—but it isn’t. It’s inflation. The dollar keeps shrinking in value, so hard assets like houses, land, and stocks keep getting repriced higher. Grandma didn’t inflate the money supply. She just bought her home before the storm.

Degen Culture vs. Hard Reality

DeGens on the blockchain are flipping meme coins like FartCoin, expecting 6,000% returns and almost welcoming the rug pulls. Why? Because they know the traditional system is already the ultimate rug pull.

The Fed devalues your money every year. Holding cash is a slow rug. Buying into hard assets—whether that’s Bitcoin, gold, or grandma’s house—is the only way to survive monetary debasement.

Generational Rage, Misplaced

The younger generation is right to feel angry. Wages haven’t kept up. Housing is scarce. Stocks look overvalued. But the blame doesn’t rest with retirees who bought homes when money was sounder.

  • Grandma didn’t set Fed policy.
  • Grandma didn’t invent Quantitative Easing.
  • Grandma didn’t debase the currency.

She just benefited by being early to the game.

The Big Lesson for Millennials and Gen Z

If you take anything from Degen culture, it’s this: don’t fight the printer.

  • Hard assets protect you.
  • Fiat erodes.
  • Speculation is just another form of survival in a broken system.

So stop blaming grandma for owning a home. Start paying attention to the central banks pulling the levers behind the curtain.

Sign up for Ndeipi AI Hedging Academy.

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